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What would the top financial experts do if they had huge student loans in an economic slump with few jobs? |
It seems they all recommend not going into debt. Does that mean don't get a higher education if your parents don't have a trust fund set up? And how can you control the job market when you graduate? I'd like to know what the financial geniuses would do in this situation. i know a lot of people whose parents don't pay for their education in college and higher. there is always financial aid. plus.....most students work while in college. if you use your money wisely through college....then it won't be long after college that you can pay off your loans. if you really want a job right away....go for a major that has a lot of job options such as accounting or business. as for me.....i believe in enjoying my job and not looking at how much i make. if you enjoy your job....you'll do better at it....which will make you more likely to succeed. Go to a community college for the first 2 years. Apply for scholarships (not loans) and get a job. Consider getting certified to teach in certain disciplines like special education. Special ed is a critical shortage area and not only is there financial aid to go to school to get certified to teach it, there are loan forgiveness programs once you start working. That's not bad. In Florida, you could major in any subject as an undergrad and do an Alternative Teaching Certificate Program that is less than $2,000 for instate residents and take the special ed subject area exam. If you pass the exam and meet the other program requirements, you can be certified to teach. You could do that for a couple of years and let the loan forgiveness program make a dent in your debt, then if you want you could give up the teaching and find a job in the area you majored in as an undergrad. I paid my own way through school. Not only doesn't everyone have a trust fund, not everyone has parents willing to contribute a nickel. |
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