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His new job is straining us and the bank account.?



My husband's new job is not proving to be very successful. He has barely made 1/3 of what his old job would have provided for us to this point in the year. He gets upset with me when I bring up or ask if he has any appointments set up or any enrollments going through. He tells me he knows he isn't making great money but I don't have to bring it up everyday. Instead of actually discussing it, we just don't really talk. There is a huge elephant in the room. He loves the job because he gets off when he wants and has weekends off. I like it too, but I don't really feel like getting a second job at the moment.

I don't know a way to let him know that it isn't working and we cannot go much longer without slipping into bad debt. I am more concerned with our relationship to be honest.

Job is a individual sales representative for a supplemental insurance company.

You two need a serious bookkeeping session together. He is as worried and scared as you are, and is concerned that he isn't providing for you well. You just have to get factual, and get the debts and credits down on a chart.
Time to cut out ALL unnecessaries - no cable, satellite or specialty tv; no buying new electronics equipment or stuff for game consoles or the computer; get on light internet (yes it still works), no lunches, suppers and coffees out, all meals are home cooked, no new clothing - both of you have huge sacrifices to make.
Are you working? Do you have kids? All of these points matter, too, but don't let your relationship get damaged because of money problems.
When the bills come due, tell him his wonderful job can pay for them. If not, then he needs to get a second job.
Get rid of the elephant hes eating all the food.
instead of nagging him about the job and money...try cutting expenses...stop buying that expensive shampoo, laundry detergent, etc...start buying a cheaper brand...or generic--there are many things you can do to cut expenses...turn the heat down a few notches....turn off the lights...etc
Sometimes it takes awhile to build up a sales base. Has he been at the job a year yet? If not, keep quiet awhile and cut your spending. If so, then make yourself a spread sheet....lay out all the cash coming in and all the cash going out on a monthly basis. Tell him to sit with you and decide where you can cut back. When he sees the picture, he may be willing to look for another job, OR get a 2nd job on the side until he builds up enough clients to make ends meet.
It is one thing to love your job and another to love your job and bring home the bacon. A man has to do what a man has to do. He needs to support the family. Maybe he is afraid of admitting failure. Maybe he doesn't want to work that hard. I don't know. All I know is that I worked 2 and 3 jobs (including off shifts and weekends) to pay the bills.
Your going to have to set up a tighter budget.

You have to respect that he found a job that he likes more than the other one.

dont push him off the edge about paying bills, its hard to hear that!
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