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How can you get out of paying for a federal student loan.?



I was injured in college and will never be able to pay this thing back. I am permanently, partially disabled. I can't run around like I used to and hustle two jobs. ANY ANSWERS?

Sometimes students loans can be "forgiven" if you go to work in an underserved area. This might be as a teacher in a Title I school or a nurse in a low income neighborhood.

Talk to your lender and find out if you have a skill that is needed in an underserved area. Then be sure to complete the paperwork necessary to have the loan forgiven. Good luck.
Write to your lender. They usually have a payoff clause in there if you are permanently injured.

Redgardless, you need to communicate with your lender if yu cannot continue to make your usual payment.
Why would you want to? You have borrowed money for a reason, and have an obligation to pay it back. Excuses are no good; we all have a disability of sorts...emotions, physical, financial, but to be adult we have to face our responsibilities. Talk to those who you owe the money to; they have lots of ways to work around this. But don't set yourself up by getting an education, and then trying to learn how to get out of responsibilities. That isn't taught in any college I've been to. No, I don't like paying back bills, but I needed to think about that before I bought whatever I bought. Including my education. And yes, misfortune comes to a lot of us, but we work it out somehow, over the years. If you do find a way to beat the system, you'll join lots of people in congress and other places who live that way. For your sake, I hope you choose another road to travel on, one paved with honesty..
Well you can't get out of paying it back, but if you call them and explain the situation I am sure they will figure out something.

Maybe lower payments, but you should get disability so that will make it better too. All I say call them and see what happens.
There are very few was to get out of paying a federal loan. Even if you declared bankruptcy, you would be forced to pay back the loan. I am not quite sure about a partially disability. I imagine you may still have to pay it back. When you took out the loan, it was a federal contract, so it is very difficult to get out of.

Take Care
Student loans are no longer dischargeable in bankruptcy just because they have been in pay status for a given period of time. The only way the loan can be discharged is by proving that repayment of the loan will create an undue hardship on the debtor/borrower and his family.

Seems like a hardship to me. Check out the source of this info for advice. It is a legal site.
http://www.moranlaw.net/studentloans.htm...
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