My federal loans are running out, I have 2y of medical school left & don't have co-signer 4 private loans.

I am already $130,000 in debt. I am still in medical school and federal student loans are running out, I don't have any one that can co-sign for a private loan and anyway, I am sure getting more in debt is not the way to go. I am 29 y/o and am full time student. I am worrying about my future constantly. I would like to invest but I don't have enough money to do so. And in the years I am in my only option of a job would be to start my own business but even that takes the time and money I don't have. What can I do? What should I do? I need an income to finish studying or I won't be able to do so. Can anyone advice me on what to do please?

In the December issue of Money Magazine there is an article about a couple (both doctors, both in residency) who have a combined total of $500,000 in debt. I'm betting you can still get more loans.

Talk to the financial aid officer at your college and explore your options.

TALK TO your financial aid advisor to find out any options or else you couldo be screwed.

enroll in a credit counseling course.
learn how to manage credit.

I strongly recommend that you only work with the financial aid office at the medical school where you are a student.

As difficult as things are now, if you get into private debt, that could make your remaining two years in medical school much more difficult.

Are you a student in an medical school inside the United States or outside of the United States?

If you are a student at a medical school inside the United States there should be adequate financial assistance and loans available to you so that you can finish your schooling.

If you are a student at a medical school outside of the United States that is more of a challenge.

I recommend that you talk to your professors as well. There may be jobs available at some of the local hospitals that do not require licensure where you can also apply the skills that you have already learned.