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| *Resource of HR>>>employee benefits |
I need data on the benefits of offering employee health insurance & retirement plans? |
If anyone has a link to a website with statistics or fact about how businesses benefit from offering their employees heath insurance and retirement plans please let me know. Basically, if I were trying to convince a business owner to offer health insurance and retirement plans to his/her employees, are their any stats or facts that show how it will benefit the company? I don't know anyone who's corrolated this. Business owners know what they need to offer in order to attract employees. It's a supply and demand situation. If it's an unskilled labor position, you don't NEED to offer any kind of health insurance or retirement benefits. If you turn your employees over every six months, you don't WANT to, due to the excessive costs and hassles complying with Cobra. If you're target marketing employers who don't currently have any of these in place, well, you're wasting your time. Your targets are going to need to be employers who NEED the plans, who are unsatisfied with current rates/service, and want to compare YOUR product to theirs. So you'd better know your product inside out - AND your main competitors products. And find the "value added" thing that you can provide, that they can't. Source(s): agent, 21+ years Unfortunately, this statistic is not optimistic from an employer point of view. More employers have started to drop their group insurance as a benefit for their staff. The raise of premiums has brought many companies to the brink of financial burden. I can write a great deal regarding this. This is the reason you aren鈥檛 able to find any positive statistics. Where is the possible motivation for the employer to give health insurance as a benefit today? The balance in between the salary wage + investment in employee benefits (including employer insurance co-payments) that has to respond to his intention and financial potential to attract employees. Less risky is when the health insurance is portable (no Cobra is involved), or you offer to him/her Health Reimbursement Arrangements and Defined Contribution Health Benefits Plans(regarding Health Insurance as a benefit. You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question. http://www.healthinsurance-guide.net/... |
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