employment terminated 10/04 and the fiscal year end for the event date was 8/31/05
This all depends on the plan document and the present value ("today's price" for all future payments, which varies dramatically with your age). If the present value is more than a certain dollar amount, you may have to wait until the plan's "Normal Retirement Age". If it's below a certain threshold (I believe it's $5,000 but I'm not 100% sure there), they MAY to cash you out. You have a right to a copy of the plan document under federal law ("ERISA"). They have a right to charge you a reasonable fee for copying charges. You'll have to look at the document to see the plan's provisions. But your HR department should be able to answer this for you. Hope this helps.
Source(s):
16 years of professional experience, 4 actuarial professional exams.
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